The basics
Wallet balance
Last updated by The PanelCompare editorial team
Why does wallet balance matter to a buyer?
The wallet model is why exit scams are the dominant loss vector in this market. Money leaves your control at deposit time rather than at order time, and refunds — including automatic refunds for undelivered units — land back in the wallet, not in your bank account. A panel holding a large aggregate balance and choosing to stop delivering has already been paid.
The rule that follows is to keep balances small. Deposit what an order costs rather than what a bonus tier rewards, and treat an aggressive deposit bonus as a warning rather than a discount: a sudden push for larger deposits is one of the observable behaviours that precedes an exit.
How does wallet balance show up in a price list?
The balance appears in the panel header and as the balance action in the API, which returns the amount and the account currency. Refunds from a Partial or Canceled order credit the same balance.
Withdrawal is rarely offered. Where a panel does advertise it, confirming the path exists before depositing is worth the minute it takes, because disabling withdrawals is another documented pre-exit behaviour.
Think this definition is wrong?
Terminology in this market is set by the panels that use it, and it moves. If a panel uses wallet balance to mean something other than what is written here, send us the listing and we will either correct the definition or record the variant. The process is on the about page.